Sanibel Captiva Community Bank Exceeds $338 Million in Lending to Support Rebuilding Southwest Florida

Sanibel Captiva Community Bank has provided over $338 million in residential, business, construction and homeowners’ association loans across Southwest Florida, helping to drive recovery and rebuilding efforts in the wake of Hurricanes Ian, Helene and Milton.

This milestone reflects the bank’s unwavering commitment to helping Southwest Florida residents, businesses and organizations rebuild and recover in the aftermath of devastating storms in recent years. Since the hurricanes, Sanibel Captiva Community Bank has played a critical role in providing financial support to those working to restore homes, reopen businesses and revitalize the local economy.

Over the past decade, Sanibel Captiva Community Bank has maintained an average loan-to-deposit ratio of 92%, reflecting its commitment to reinvesting in the community. This ensures that nearly every dollar deposited is used to fund local loans that foster economic recovery and stability. Unlike other financial institutions that may be focused on profits first, the bank remains dedicated to supporting Southwest Florida’s recovery and addressing the community’s needs in the wake of the storms.

Since Hurricane Ian, the bank has not only provided significant lending but also donated over $1.7 million to local community causes. Its employees have contributed nearly 3,000 volunteer hours to support a range of initiatives, including recovery efforts, collaborations with local organizations and offering crucial assistance to community members facing challenges in the storm’s aftermath.

Founded in 2003, Sanibel Captiva Community Bank has eight locations open throughout Lee County. A ninth branch is planned on Fort Myers Beach, expected to open in 2026. The bank is nationally ranked in the top 2% best-performing community banks by S&P Global Market Intelligence out of more than 4,400 banks with assets under $1 billion. The bank offers personal and business checking, residential and commercial lending services, instant issue debit cards and a full array of digital banking products and services, including mobile banking apps, CardHub, online bill pay, Zelle®, Positive Pay and ACH Manager. Visit SanCapBank.com.